Disclaimer

Last Updated: January 15th, 2025

Because Nicholas Vlass Insurance IS NOT ALWAYS THE INSURANCE PROVIDER, we cannot ultimately decide whether or not you are approved for an insurance policy in all cases.

The operator of this web site will share the information you provide with participating insurance carriers, advertisers, networks and other partners who may or may not provide you with an insurance policy. Providing your information on this web site does not guarantee that you will be chosen by an insurance carrier or approved for an insurance policy. We do not act as agents, brokers, or representatives for all insurance carriers, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form.

Because each insurance carrier is different and Nicholas Vlass Insurance has no control over the rates and fees each insurance carrier charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from an insurance carrier and you can cancel the entire process at any time at your discretion. Nicholas Vlass Insurance cannot be held accountable for any charges or terms presented to you by an insurance carrier, and we are in no way responsible for any agreement between you and an insurance carrier. For details, questions or concerns regarding your insurance policy, please contact your insurance carrier directly. Please note that insurance carrier terms may vary, and insurance carriers may use different criteria to determine whether an applicant is eligible for a policy. Not all who submit a request for an insurance policy will be chosen by an insurance carrier or approved for an insurance policy. If you are not chosen by an insurance carrier in the participating insurance carrier network, your information may be offered to participating third party advertisers and generators for consideration.

It is not our policy to perform credit checks on any of our customers. However, some of the insurance carriers in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular insurance carrier's actions. If you do not pay your insurance policy fee by the specified due date, your insurance carrier may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.

Any of the information that you read on this website may be changed at any time without any prior notice. We can not guarantee that your submitted information will be provided to an insurance carrier or that an insurance carrier will approve you for an insurance policy.

Testimonial Disclaimer: Testimonials and reviews on this website represent individual experiences and are not guarantees of future results or typical outcomes.

Advertising Disclosures

Nicholas Vlass Insurance does not charge you any fees to submit an insurance policy request, be connected with an insurance carrier, or to receive insurance offers or quotes. If you receive a quote or an insurance offer, the insurance carrier with which you may be connected is available to review its terms with you at no cost. It's possible that the insurance carrier may require a fee to process your formal insurance policy application and/or credit report, but until you agree to pay the insurance carrier any fee(s) or sign any insurance policy agreements, you may shop with Nicholas Vlass Insurance at no cost.

The offers that you might receive are from companies from which Nicholas Vlass Insurance may receive compensation. This compensation may impact what offers you receive and how/where products appear on this site (including, for example, the order in which they appear). Nicholas Vlass Insurance does not include all insurance carriers available in the marketplace. If you are presented with an offer, carefully review the details before signing.

Professional Credentials

Nicholas Vlass is a Certified Insurance Representative (CIR) who has completed the required training and certification through All-Lines Training. This certification ensures competency in insurance principles and regulations. However, certification does not guarantee specific outcomes or results for individual insurance applications.

Marketing Partners

Nicholas Vlass Insurance works with a variety of marketing partners to help connect consumers with insurance providers. These partnerships allow us to offer our services at no cost to you. Our marketing partners may include insurance carriers, brokers, agents, lead generators, and other service providers in the insurance industry.

State Licensing

Nicholas Vlass Insurance operates under appropriate state licensing requirements. Insurance products and services are subject to state regulations, and not all products may be available in all states. Please consult with your insurance professional regarding products available in your state.

Contact Information

Nicholas Vlass Insurance

Phoenix, Arizona

Phone: 214.329.9030

Email: nicholas@nicholasvlass.com